If part of the 50/50 bulb is actinic, then yes that is bad. No need for actinics in a planted tank.
Look at these kits, the 2x13 watt will run you $30 plus shipping:
http://www.ahsupply.com/twox.htm
Two bulbs will run you $12 plus shipping.
http://www.ahsupply.com/bulbs.htm
IMO, you cannot purchase better lighting elsewhere.....DC