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"Over 50 years in the hobby and no fires or explosions, it is a pretty safe hobby in my opinion. I did crack the glass tube of a heater once and got a small shock when I reached in the tank."
Fifty years Roy? Wow, you don't look that old.
I have smelled lots of smoke from water getting in fixtures at the store and some sparks, lots of low voltage zaps especially when you touch the metal ladder when your hand is in the water, but that is all. This is with some suprises with bare wires that have broken off.