I just learned about NTD and one of my neons unfortunately fit the description but I wanted other opinions :/

(He was in a holding container and was hovering at the waterline.)
He's been the exact same way since I received him with 2 other "normal" neons 2 months ago... absolutely no changes in color/shape. He exhibits normal schooling behavior and even out swims the others sometimes when they have little "races". He's also been eating normally. Other than the coloration and the dip in his spine (I might be seeing things, but that's what I see in the picture) he's acting just like any normal fish.
Could it be old age or something (since they are caught in the wild you never really know how old they are)? If it is NTD should I cull him and keep the others since they look healthy? How long does it take for NTD to actually kill the fish?