Some will argue you should go for that much light, but for the plants you are talking about, they are not that light demanding. Unless you already have them, cut at least one out or go with T5 HO
What dims are the tank also, that will help us suggest better light options if you are open to them.
And really, you could almost grow those in a well lit room
Also if you are only going with low tech plants, you won't need to dose much and won't need that high of Co2 levels, and since you are going with discus, on that sized tank, you may consider doing something like this for water change ease.
If you are going with soft water, you could plumb inline some sort of RO storage tank to refill with.
http://www.aquascapingworld.com/foru...-aquarium.html