Bob,
I didn't use this camera but I know you can't go wrong with 5 series. I heard nothing but positive feedback on 9xx, 4xxx, 5xxx, 8xxx series. Of course newest models are usually "better" then older ones but since we have X amount of dollars to spend, you choice is an excellent one. I know people are extremely satisfied with macro capabilities and don't even need additional step up macro rings.
Not sure if you did some research on camera/pro websites but you should check for more detail information.
- www.dpreview.com
- www.steves-digicams.com
For more details, here - http://www.steves-digicams.com/2003_reviews/nikon5400.html
Other 5MP cameras with 4x zoom are: Sony V1 and Canon G5
Good luck !!!.
I didn't use this camera but I know you can't go wrong with 5 series. I heard nothing but positive feedback on 9xx, 4xxx, 5xxx, 8xxx series. Of course newest models are usually "better" then older ones but since we have X amount of dollars to spend, you choice is an excellent one. I know people are extremely satisfied with macro capabilities and don't even need additional step up macro rings.
Not sure if you did some research on camera/pro websites but you should check for more detail information.
- www.dpreview.com
- www.steves-digicams.com
You found one of the best models with macro capabilities. 5400 has macro focus with AF as close as 0.4".
F2.8 - F7.9 in 10 steps (wide angle)
An excellent observation. You will need external flash for top quality photographs. Think about off-shoe cable as well.

This is your simple Point & Shoot digital camera. Those types of cameras don't have interchangeable lenses like Digital SLRs. The only thing you can add is macro rings, wide angle, fish-eye converters.
For more details, here - http://www.steves-digicams.com/2003_reviews/nikon5400.html
Other 5MP cameras with 4x zoom are: Sony V1 and Canon G5
Good luck !!!.