I've had my PayPal account for a while but only recently got it verified because I opened up my own checking account (all of my transactions had to be done through my husband's account prior to this). Anyway, I sold some plants on AquaBid. It was only $3 plus $5.50 shipping. I figured since this was a personal account, I no longer had to tack on fees the way I did for my husband's premier/business account.
I got a notice that there was payment (my very first one!) waiting for me (from the guy who bought my plants), so I logged in and had to "accept" or "reject" this payment. Well, of course I accepted, but that was when I was notified that this was a credit card payment. I was given the option of bumping my account to business/premier (which, of course, charges fees on ALL the payments that are made to you) or keeping my personal one with the understanding that I was limited to four more CC/debit payments before bad things happen. So I kept my personal account. Little did I know that I was going to be charged fees ANYWAY!!! Dangit!!! $0.72 fee for my piddly $3.00 earning.
What makes me mad is that I was not notified that this was a CC payment *before* I clicked on "accept." I asked my husband if there's any way to know HOW you're getting paid *before* you accept the payment, and he doesn't know. HIS suggestion was to bump my account up to business/premier and just tack on an extra dollar for EVERYTHING that I sell. I don't want to do that!!! To me, that's like "passing the buck," and just giving into the inevitability of inflation.
So my question is: how do you know if you're receiving a PayPal payment by CC/debit or the "other" way, where you *don't* get charged if you have a personal account?
TIA!
-Naomi
I got a notice that there was payment (my very first one!) waiting for me (from the guy who bought my plants), so I logged in and had to "accept" or "reject" this payment. Well, of course I accepted, but that was when I was notified that this was a credit card payment. I was given the option of bumping my account to business/premier (which, of course, charges fees on ALL the payments that are made to you) or keeping my personal one with the understanding that I was limited to four more CC/debit payments before bad things happen. So I kept my personal account. Little did I know that I was going to be charged fees ANYWAY!!! Dangit!!! $0.72 fee for my piddly $3.00 earning.
What makes me mad is that I was not notified that this was a CC payment *before* I clicked on "accept." I asked my husband if there's any way to know HOW you're getting paid *before* you accept the payment, and he doesn't know. HIS suggestion was to bump my account up to business/premier and just tack on an extra dollar for EVERYTHING that I sell. I don't want to do that!!! To me, that's like "passing the buck," and just giving into the inevitability of inflation.
So my question is: how do you know if you're receiving a PayPal payment by CC/debit or the "other" way, where you *don't* get charged if you have a personal account?
TIA!
-Naomi